body {
        margin: 0px 0px 0px 0px;
	background-image: url(img/bkg.jpg);
	background-color: #F3F1F2;
	color : #000000;
	font-family: arial,sans-serif;
	font-size : 12px;
}

table,td,ul,p,li,div {
	color : #000000;
	font-family: arial,sans-serif;
	font-size : 12px;
}


.head { 
        font-size: 24px; 
        font-family: arial,sans-serif;
        color : #013C68;
}

a.nav {
	font-size: 14px;
	color: #013C68;
	font-family: arial,sans-serif;
	font-weight: bold;
	text-decoration: none;
}

a.nav:hover {
	font-size: 14px;
	color: white;
	font-family: arial,sans-serif;
	font-weight: bold;
	text-decoration: none;
}

a.winlink {
	font-size: 14px;
	color: #013C68;
	font-family: arial,sans-serif;
	font-weight: bold;
	text-decoration: none;
}

a.winlink:hover {
	font-size: 14px;
	color: #E86C0C;
	font-family: arial,sans-serif;
	font-weight: bold;
	text-decoration: none;
}

hr {
	border: 0;
	color: #E86C0C;
	background-color: #E86C0C;
	height: 3px;
	width: 90%;
	text-align: center;
}